Structured Around Your Calendar
Sessions align with what's actually happening in your financial life each quarter. We don't teach tax strategies in November when you need Christmas budget help.
Financial Planning Through the Seasons
Your financial situation changes throughout the year. Tax season brings different challenges than Christmas spending, and superannuation rules shift with new fiscal years. This program walks you through what to focus on and when, so you're not scrambling when deadlines arrive.
What We Cover Each Quarter
We've structured this around the Australian financial calendar because that's what actually affects your money decisions. Each quarter has its own rhythm and priorities.
July - September
New Financial Year Setup
The tax year just reset. This is when you review last year's outcomes and set up systems that'll make the next twelve months smoother.
- End of financial year tax preparation basics
- Superannuation contribution strategies
- Setting realistic budget frameworks
- Reviewing insurance coverage annually
October - December
Holiday Season Cash Management
Christmas spending can derail even solid budgets. We look at how to plan for seasonal expenses without creating January stress.
- Managing discretionary spending spikes
- Gift budgeting without guilt
- Year-end investment considerations
- Planning for January school costs
January - March
Recovery and Adjustment
Post-holiday reality check. Most people overspend in December, so this quarter focuses on getting back on track without panic.
- Debt reduction strategies that work
- Adjusting budgets based on real data
- Autumn property market considerations
- Mid-year financial health checks
April - June
Tax Preparation and Planning
Tax time approaches. We cover what you need to gather, what deductions actually apply, and how to prepare for the accountant visit.
- Organizing receipts and documentation
- Understanding legitimate deductions
- Last-minute superannuation strategies
- Preparing for the new financial year
Who Teaches This Program
Callum Bradshaw
Tax Season Specialist
Spent fifteen years helping small business owners in Orange understand their tax obligations. Now teaches practical approaches to record-keeping and deduction tracking that actually make sense to regular people.
Anya Kirby
Budget Systems Developer
Worked with regional families for over a decade building budget frameworks that survive real life. Specializes in seasonal cash flow management and helping people understand where their money actually goes.
Sienna Torvaldsen
Superannuation Strategy
Her background in retirement planning across Central West NSW gives her perspective on how small decisions compound over time. Focuses on making superannuation less mysterious and more actionable.
How the Program Actually Works
Real Examples from Orange Region
Case studies drawn from actual clients we've worked with in regional NSW. The scenarios reflect real situations, not theoretical textbook problems.
Templates You Can Actually Use
Practical spreadsheets, checklists, and tracking tools. No complicated financial software required, just straightforward resources that work.
No Overnight Transformation Promises
Financial planning takes time and consistent effort. We focus on building habits that compound over months and years, not quick fixes.
Next Program Starts August 2026
We run cohorts at the start of each financial year so everyone begins together in July. The August 2026 intake opens for enrollment in May. Get in touch if you'd like details when registration opens.
Contact Us About Enrollment